General conditions of Saman travel insurance policy
To get a travel insurance policy, the traveler must go to the Ozhan agency Kish website and enter personal and travel information to purchase the desired insurance.
If the passenger's personal information (first and last name, age, date of birth) is entered incorrectly, it is possible to correct it. However, if the passenger's passport number is entered incorrectly, it is not possible to correct it. In case of inconsistency of information, you can contact the support colleagues of Ozhan agency Kish.
Due to the spread of the corona virus, many countries have made it mandatory for travelers to purchase travel insurance with corona coverage.
Insurance rules
Travel insurance is mandatory for all people over 60 years of age, the cost of which is charged separately from the traveler.
The travel insurance services of this site are for travelers with Iranian passports.
Insurance policies are valid and usable only if the origin of the trip is Iran.
Please note that insurance policies purchased after the date of travel and after leaving the country are not valid.
To purchase an insurance policy for more than 92 days, the Multi visa type must be selected. Note that in 6-month and 1-year insurances, the dear traveler is covered by the insurance for up to 92 days during each departure from Iran (consecutive trip).
Dear travelers over 75 years old at the time of travel, it is not possible to buy an insurance policy in Asian and African countries.
For dear travelers over 80 years old at the time of travel, it is not possible to purchase an insurance policy in the Schengen area and in the American and Canadian countries.
If the visa is rejected or the trip is canceled, the traveler can cancel the insurance policy by bringing the rejection sheet from the embassy and the original passport.
In case of any error during payment for the purchase of travel insurance services and disruptions caused by payment systems (banking portal) and Saman insurance reservation systems, this company will not bear any responsibility for unsuccessful purchases.
Insurance policy validity
The start date of the insurance policy is from the date of issuance of the insurance policy within a period of six months and from the first departure of the insured from the legal borders of Iran, and the validity of the insurance policy after leaving the country is for the duration of the insurance purchased in the insurance policy.
For insurance policies with a duration of more than 3 months, the maximum period of validity outside the country is 92 consecutive days, and in case of not receiving a visa for insurance policies of less than 6 months, a maximum of 6 months and 6-month and one-year insurance policies up to You can cancel the insurance for one year only by referring to the issuing unit.
Reimbursement of travel insurance policy
As long as the travel date has not passed, the passenger can apply for a refund of the travel insurance policy. Of course, it is necessary for the traveler to provide copies of all travel documents (passport and visa).
In case of travel insurance cancellation, the amount paid will be returned to the passenger's user account after deducting the cancellation fee.
